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Insurance is more than just a policy.  You can protect your monthly income even when you can’t work, get the best care or train a family member for the at-home care that pays them for their sacrifice, or even ensure that your family is taken care of if the worst happens and you’re no longer around to put bread on the table.

You cannot underestimate the peace of mind you will have just by knowing that, while you can’t stop every horrible thing that might happen in life, you can be prepared for it in case it happens.

Why is LIFE and HEALTH Insurance important?

  • It covers your financial commitments.

  • It allows your family to maintain their standard of living.

  • It covers death-related expenses.

  • It ensures business continuity.

  • It completes life insurance coverage offered through your employer.



This insurance provides financial assistance so you can maintain your standard of living and focus on recovery in the event of a diagnosis of critical illness. Insurance created with you and your loved ones in mind.

benefits of a Personal HEALTH Insurance

Personalize benefits to top up provincial health plans, including prescriptions, dental, vision and hospitals.


Types of INVESTMENTS and how to get started

Investing is important and can help you protect against inflation, increase your income, put your money to work, prepare for retirement and build wealth. It can also help you achieve your financial goals and provide a safety net during times of need or job loss.


What does TRAVEL Insurance Cover?

While Medical and Trip Cancellation and Interruption are the two foundational categories of travel insurance, policies will often have additional supplementary benefits that can help further reduce financial and emotional stress when the UNEXPECTED OR UNFORESEEN interrupts your travel plans.


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Hello! I am Erna Miguel, Financial Advisor in Brilliance Financial Solutions Inc. Our brokerage firm focused on helping Canadians achieve their financial wellness in collaboration with our trusted and qualified team of professionals. I am licensed in the province of Alberta, Ontario and Quebec. I stand with strong integrity, broad based knowledge and over 5 years of experience in the Financial Industry. I have committed and dedicated myself in helping individuals work towards pursuing their financial goals. I am apprehensive of every individual’s uniquely need, focused on providing a holistic plan. Being experienced and trust-worthy are essentials in formulating recommendations for my dear clients. My objective is passionately help people to achieve their financial goals and ensure their best interests comes first at all times. I take pride with the trust that is given to me, fueling my confidence to do better each day.

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how do I work?


Based Solution

Utilizing my knowledge and expertise to construct personalized financial plans that aim to achieve the financial goals of clients.


Solutions that include not only investments but also savings, budget, insurance, retirement, and tax strategies.

Financial Educator

 My task is to help you understand what is involved in meeting your future goals. 

Building Relationships

Will be in-touch to further check in with my clients on a regular basis to re-evaluate the current situation and future goals and plan accordingly.

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BFSI Mission

Get to Know Us

Holistic financial planning will put you in absolute control. At Brilliance Financial Solutions, our comprehensive, personalized solutions are carefully designed around your goals and need - from wealth management and wealth protection to retirement planning, business planning, tax, and estate planning. We are committed to helping you plan well so you can live well.

Our Services

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